2020 Benefit Highlights

2020 Open Enrollment closed on Friday, October 25, 2019 at 6:00 pm ET. If you didn’t make any changes to your benefits elections, your 2019 elections rolled over for 2020. If you currently have a flexible spending account and did not re-enroll, you will not have that benefit for 2020.

If you enrolled a spouse in the Company Medical Plan, they will be included in a spousal audit for other medical coverage. Please complete the spousal audit form as soon as you receive it. If your spouse’s employer offers insurance and you elect to cover him/her on Mohawk’s Medical Plan, you will pay an additional $125 per month in medical contributions.

If you are new to the Health Savings Account for 2020, you will receive a letter from HSA Bank. To ensure your correct funding, please provide HSA Bank the information requested in the letter to properly set up your account. If you do not provide the information, your account will automatically be closed by HSA Bank and you will not receive funding.

   2020 menu cursor
Click the "Benefits 2020" menu at the top or above right for all 2020 plan details.

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What’s New for 2020
Medical Plans Changes
  • My Medical Neighborhood NWGA moves back to Cigna as the network provider, claims administrator and customer service.
  • Beginning Jan. 1, 2020, ZIP Codes in Hamilton and Bradley counties in Tennessee and Fannin County in Georgia move to the Cigna OAP network.
  • Medical plan premiums for all plans will increase. See Medical Rates section below.
  • 2020 In-network deductibles for all Mohawk medical plans have a slight increase:

    OE 20 Deductibles
  • All employees on the health plan will receive a new ID card for 2020. This is a combined medical and pharmacy card. Please discard your Express Scripts pharmacy card on Jan. 1, 2020.
Your Healthy Life Care Teams
Our Healthy Life Centers continue to expand services to offer innovative ways to connect with all members of the Company health plan. We recently introduced Care Teams—each employee and their dependents have a special team of dedicated professionals ready to help you. Your Healthy Life Care Team may reach out to you and your dependents periodically throughout the year or you can reach out to them via This email address is being protected from spambots. You need JavaScript enabled to view it..

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Zip Code Search 

Use the ZIP code search feature below to see which plan(s) you're eligible for in 2020.

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2020 Medical Rates 
Medical icon sm   My Medical Neighborhood Plan - Northwest Georgia

2020 new MMN NWGA medical rates

Medical icon sm   My Medical Neighborhood Plan - Muskogee & Bennettsville

2020 new BennettsvilleMuskogee medical rates


Medical icon sm   Cigna LocalPlus Plan & OAP Plan

2020 new LP and OAP medical rates

Medical icon sm   Cigna Premium LocalPlus Plan

2020 new LocalPlus Premium medical rates


For more details about all our medical plans, click on the Medical Menu under "Benefits 2020" above or on the right.

Medical Plan Surcharges

New enrollees to the company medical plan will be required to complete a biometric screening within 60 days of your benefit effective date to avoid a wellness surcharge. For additional details, visit the Biometrics and Health Coaching page.

Based on results, employees and/or covered spouses may be required to complete face-to-face, telephonic or online health coaching. Employees and covered spouses who choose not to work with a Healthy Life Team Navigator (HLN), do not make contact with their HLN or do not complete biometrics testing, will be charged an additional $28.85 per week or $125 per month as a surcharge on top of your medical plan premium.

If you enroll a spouse in the Company Medical Plan, they will be included in a spousal audit for other medical coverage. If your spouse’s employer offers insurance and you elect to cover him/her on Mohawk’s Medical Plan, you will pay an additional $125 per month in medical contributions.

*New hires and those new to the medical plan as a result of a Qualifying Life Event, please visit the Biometrics and Health Coaching page for details.

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2020 Other Benefit Highlights


Pharmacy is included when you elect medical coverage. Express Scripts remains our pharmacy vendor. The formulary with Express Scripts can change yearly. To avoid paying full price, please log into express-scripts.com/covered to review the 2020 formulary to ensure medications are covered.

Dental and Vision Plans

There are no changes to the Dental Plans or Vision Plan. There is also no increase for 2020 for any dental plan or the vision plan!

Health Savings Account (HSA)
The company funding of Health Savings Accounts (HSA) remains the same for 2020. Decide if you want to add or change your pre-tax contribution in your HSA, and determine how much you’d like to allocate. You must contribute to your HSA to receive the Company match*.
Total Mohawk contribution:
Employee Only:  $500 (if you contribute at least $250 per year)
Employee + Spouse: $800 (if you contribute at least $400 per year)
Employee + Child(ren): $800 (if you contribute at least $400 per year)
Family: $1,100 (if you contribute at least $550 per year)
  • You receive 50% of the Company funding in January. If you contribute equal to or greater than the 50% during 2020, the Company will match the additional 50%.
  • The federal contribution limit (including employer contribution) is Single: $3,550; Family: $7,100. If you are age 55+, you may contribute an additional annual catch-up contribution of $1,000.
We Have Some Apps for That

Do you remember or know that we have the Mohawk Benefits app? Your one-stop-shop for all your benefit resources from Health Plan group numbers to contact numbers and more! And don’t forget—it has a link to mymohawkbenefits.com where you can get healthy recipes, latest health-related articles and more.

Want to schedule an appointment at an HLC or talk to one of Your Healthy Life Care Team members? Use the Spruce app. It is a great way to communicate via text message. Get the app by going to mymohawkbenefits.com/hlct or text “Hi” (Monday-Friday) to 877-365-0051.  If you haven’t already, download both apps today to have resources available at your fingertips!

Participants with Flexible Spending Accounts Must Re-Enroll Each Year

If you are currently enrolled in the healthcare or dependent care flexible spending account and wish to have either again in 2020, you must re-enroll during Open Enrollment and designate your annual election amount.  You may elect the healthcare or dependent care FSA even if you do not enroll in a medical plan. Please note, per IRS guidelines, you are not eligible to enroll in the healthcare FSA if you are enrolled in the health savings account (HSA).  You may contribute the maximum amount allowed by the IRS.


Amwell telehealth is a fast, easy and convenient way to see a doctor virtually any time without an appointment. You can have a live video visit from your computer, tablet or mobile device with a board-certified doctor at a time that works for you 24/7/365. It’s perfect when your doctor’s office is closed, you’re too sick to leave home, too busy to see someone in person or a great alternative to a late-night ER visit. Shorter wait times. And it’s easy to use, private and secure.

It’s free to enroll and the cost per visit is $20 for acute care visits for health plan members and $59 for Mohawk employees not on the health plan.

Register and set up your account today at Mohawk.amwell.com. To receive the discounted rate, you must enter Service Key: Mohawk.

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Get instant answers to more than 150 common health care questions with the Answers by Cigna skill. Activate it today!

Other Benefits Available to You

As a Mohawk employee, you are eligible for a slate of additional benefits and employee discounts that can help you save money. They include:

  • Critical Illness insurance
  • 401(k) Retirement
  • Mohawk Products
  • Accident coverage
  • 529 College bound savings plan
  • Discounts on cell phone plans, travel
  • Auto/Home insurance
  • Commuter Benefits
  • Computer discounts

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Need More Information?

If you have questions about your benefits, call the Benefits Service Center and speak with a Benefits Specialist at 1-866-481-4922 Monday-Thursday from 8 am - 6 pm ET - and Fridays 8 am - 5 pm ET.



Express Scripts
TaxSaver Plan
One America
Hodges-Mace / Alight