2021 OE book cover lt teal v32021 Benefit Highlights

2021 Open Enrollment closed on Friday, October 23, 2020 at 6:00 pm ET. If you didn’t make any changes to your benefits elections, your 2020 elections rolled over for 2021. If you currently have a flexible spending account and did not re-enroll, you will not have that benefit for 2021.

If you enrolled a spouse in the Company Medical Plan, they will be included in a spousal audit for other medical coverage. Please complete the spousal audit form as soon as you receive it. If your spouse’s employer offers insurance and you elect to cover him/her on Mohawk’s Medical Plan, you will pay an additional $125 per month in medical contributions.

If you are new to the Health Savings Account for 2021, you will receive a letter from HSA Bank. To ensure your correct funding, please provide HSA Bank the information requested in the letter to properly set up your account. If you do not provide the information, your account will automatically be closed by HSA Bank and you will not receive funding.

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Click the "Benefits 2021" menu at the top or above right for all 2021 plan details.

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Your Healthy Life Care Teams
Our Healthy Life Centers continue to expand services to offer innovative ways to connect with all members of the Company health plan. We recently introduced Care Teams—each employee and their dependents have a special team of dedicated professionals ready to help you. Your Healthy Life Care Team may reach out to you and your dependents periodically throughout the year or you can reach out to them via This email address is being protected from spambots. You need JavaScript enabled to view it..

Mycigna.com and myCigna app

Do you have your account set up at mycigna.com? If not, register today to access many resources available from Cigna as a Mohawk health plan member. Need a copy of our health plan ID card? Go to mycigna.com to print a copy or take a photo. You can also see a list of your claims and the status. Looking for an in-network provider? You can find a complete list at mycigna.com, as well as cost estimates for various procedures. Don’t forget that you can review your health savings account (HSA) information, including balance, contributions, and withdrawals.

Already have an account? Log in and see what is new!

myCigna app

The myCigna app is an excellent on-the-go resource. Through the myCigna app, you have access to your health information. Get easy access for your ID card, claims, HSA account balance, provider search, and more. Get now at the Apple App Store, Google Play Store, and Amazon App Store.

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Zip Code Search 

Use the ZIP code search feature below to see which plan(s) you're eligible for in 2021.

Zip Code Search

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2021 Medical Rates 
Medical icon sm  My Medical Neighborhood Plan - Northwest Georgia

2021 Rates MMN LP OAP 09 21 20

Medical icon sm  My Medical Neighborhood Plan - Muskogee & Bennettsville

2021 Rates MMN LP OAP 09 21 20

Medical icon sm  Cigna LocalPlus Plan & OAP Plan

2021 Rates MMN LP OAP 09 21 20

Medical icon sm  Cigna Premium LocalPlus Plan

2021 Rates LP Premium


For more details about all our medical plans, click on the Medical Menu under "Benefits 2021" above or on the right.

Medical Plan Surcharges

New enrollees to the company medical plan will be required to complete a biometric screening within 60 days of your benefit effective date to avoid a wellness surcharge. For additional details, visit the Biometrics and Health Coaching page.

Based on results, employees and/or covered spouses may be required to complete face-to-face, telephonic or online health coaching. Employees and covered spouses who choose not to work with a Healthy Life Team Navigator (HLN), do not make contact with their HLN or do not complete biometrics testing, will be charged an additional $28.85 per week or $125 per month as a surcharge on top of your medical plan premium.

If you enroll a spouse in the Company Medical Plan, they will be included in a spousal audit for other medical coverage. If your spouse’s employer offers insurance and you elect to cover him/her on Mohawk’s Medical Plan, you will pay an additional $125 per month in medical contributions.

*New hires and those new to the medical plan as a result of a Qualifying Life Event, please visit the Biometrics and Health Coaching page for details.

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Other 2021 Benefit Highlights


Pharmacy is included when you elect medical coverage. Express Scripts remains our pharmacy vendor. The formulary with Express Scripts can change yearly. To avoid paying full price, please log into express-scripts.com/covered to review the 2021 formulary to ensure medications are covered.

Dental and Vision Rates

Dental MAC Standard Premium Rates

Dental Premium Access Plus Rates

Vision rates

Health Savings Account (HSA)
The company funding of Health Savings Accounts (HSA) remains the same for 2021. You must contribute to your HSA to receive the Company match*.
Total Mohawk contribution:
Employee Only:  $500 (if you contribute at least $250 per year)
Employee + Spouse: $800 (if you contribute at least $400 per year)
Employee + Child(ren): $800 (if you contribute at least $400 per year)
Family: $1,100 (if you contribute at least $550 per year)
  • You receive 50% of the Company funding in January. If you contribute equal to or greater than the 50% during 2021, the Company will match the additional 50%.
  • The federal contribution limit (including employer contribution) is Single:  $3,600; Family:  $7,200. If you are age 55+, you may contribute an additional annual catch-up contribution of $1,000.
Participants with Flexible Spending Accounts Must Re-Enroll Each Year

If you are currently enrolled in the healthcare or dependent care flexible spending account and wish to have either again in 2021, you must re-enroll during Open Enrollment and designate your annual election amount.  You may elect the healthcare or dependent care FSA even if you do not enroll in a medical plan. Please note, per IRS guidelines, you are not eligible to enroll in the healthcare FSA if you are enrolled in the health savings account (HSA).  You may contribute the maximum amount allowed by the IRS.


Amwell telehealth is a fast, easy and convenient way to see a doctor virtually any time without an appointment. You can have a live video visit from your computer, tablet or mobile device with a board-certified doctor at a time that works for you 24/7/365. It’s perfect when your doctor’s office is closed, you’re too sick to leave home, too busy to see someone in person or a great alternative to a late-night ER visit. Shorter wait times. And it’s easy to use, private and secure.

It’s free to enroll and the cost per visit is $20 for acute care visits for health plan members and $59 for Mohawk employees not on the health plan.

Register and set up your account today at Mohawk.amwell.com. To receive the discounted rate, you must enter Service Key: Mohawk.

Other Benefits Available to You

As a Mohawk employee, you are eligible for a slate of additional benefits and employee discounts that can help you save money. They include:

  • Critical Illness insurance
  • 401(k) Retirement
  • Mohawk Products
  • Accident coverage
  • 529 College bound savings plan
  • Discounts on cell phone plans, travel
  • Auto/Home insurance
  • Commuter Benefits
  • Computer discounts

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Need More Information?

If you have questions about your benefits, call the Benefits Service Center and speak with a Benefits Specialist at 1-866-481-4922 Monday-Thursday from 8 am - 6 pm ET - and Fridays 8 am - 5 pm ET.



Express Scripts
TaxSaver Plan
One America
Hodges-Mace / Alight