2023 Cigna Local Plus - HSA Plan Details

The Local Plus Plan continues to be the medical plan for employees living in the following areas:
Arizona – Phoenix | California – Bay area and Los Angeles area | Colorado – Denver | Florida – Orlando, Tampa, South Florida (Miami metro area) | Illinois – Chicago | Kansas – Wichita | Massachusetts – Statewide | Nevada – Las Vegas | Rhode Island – Statewide | South Carolina – Greenville/Spartanburg | Texas – Austin, Dallas/Fort Worth, and Houston.

Local Plus networks provide access to selected groups of local, quality health care professionals and facilities. The plan helps keep costs lower and save you money on out-of-pocket expenses. As always, important preventative health care screenings and procedures are available at no cost to you, and the Company will continue its contributions to employee Health Saving Accounts (HSA). Please note in-network and out-of-network deductibles are all separate and do not crossover.

To find a provider or hospital within a Local Plus area, visit cigna.com

Deductibles

EE Only: In-Network - $1,950 | Out-of-Network - $3,300
EE+SP, EE+CH, Family: In-Network - $3,900 | Out-of-Network - $6,600

Co-Insurance

In-Network - 80% after deductible
Out-of-Network - 50% after deductible

Out-of-Pocket Max

EE Only - In-Network - $6,000; Out-of-Network - None
Family - In-Network - $13,000; Out-of-Network - None