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Contact the BSC at 866-481-4922
Monday-Thursday 8:00-6:00 ET / Friday 8:00-5:00 ET


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Walmart $4 Prescription Drug List Here

Know The Lingo Here

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Forms Here

Leave of Absence Portal Here

Know the Lingo

Brush up on some key terms that go along with our health and financial benefits offered through Mohawk Industries.

Health IconMedical


 Coinsurance - the insured individual’s share of costs for a covered health care service. This is calculated as a percentage (e.g., 20 percent) of the allowed amount for the service after the deductible is met. The Company pays the rest of the allowed amount.

Deductible - the amount an individual or family must pay for health care services before the Company begins to pay for services. The deductible may not apply to all services.

In-Network – benefits associated with a health insurance carrier’s network of doctors, hospitals, clinics and labs that accept allowed amounts as payment in full. Members pay lower out-of-pocket costs when they use these providers.

Out-of-pocket costs - costs you pay before your insurance begins to pay its share (your deductible, copayments, coinsurance, and your out-of-pocket maximum).

Out-Of-Network - benefits associated with non-contracted health care providers. Members may pay higher out-of pocket costs for these services and may have to file a separate claim.

Out-Of-Pocket Maximum (OOP Max) - the amount an insured person will have to pay in out-of-pocket costs within a policy period. Health insurance will begin paying 100 percent of health care costs after the out-of-pocket limit has been reached. Each plan has limits and exclusions not included in the out-of-pocket limit. Premiums you pay from your paycheck are not applied to the out-of-pocket limit.

Premiums - the monthly cost you pay for health insurance. Premiums are deducted directly from your paycheck.

Reasonable and customary charges - The amount paid for a medical related service in a geographic area based on what providers in the area usually charge for the same or similar medical service.

Finance IconFinancial


401(k) - retirement account that an employee may contribute money through a pretax payroll deduction. When you withdraw money from your 401(k), you will pay taxes on amounts you withdraw.

Roth 401(k) - retirement account that an employee may contribute money through an after-tax payroll deduction. It grows tax deferred. When you withdraw money from your Roth 401(k), you will not pay any taxes.

Beneficiary - a person or persons you designate to receive funds or other property under a will, trust, insurance policy, 401(k), etc upon your death.

Health Savings Account – a savings account that is used with a high-deductible health plan. Contributions to the account are tax-free. Funds used for eligible medical expenses are tax-free.

Flexible Spending Account - a reimbursement account that allows employees to contribute money through payroll deduction on a pre-tax basis to pay for eligible dependent care expenses such as day care, preschool, after-school care and elder care.

Long-Term Disability - an insurance policy that provides income protection in the event that he/she is unable to work due to illness, injury or accident for a period longer than 90 days. Dependent Care

Short-Term Disability - income for an employee if he/she becomes unable to work due to illness or injury for a period of 90 days or less.