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2021 Long Term Care and Whole Life with Unum

Long Term Care insurance and Supplemental Whole Life insurance are not available for new enrollments.  The information below is for current policy holders only.

Long Term Care Insurance

Long Term Care is the assistance received when someone needs help with two or more activities of daily living such as bathing, dressing, toileting, transferring, continence and eating-or someone who suffers a severe cognitive impairment. This care could be provided in the home, in an assisted living or residential care facility, or in a skilled nursing facility such as a nursing home. You may elect coverage for yourself; spouse; siblings; children; parents (employee and spouse); grandparent (employee and spouse); sibling of the employee's spouse; the spouse of the employee's sibling; the spouse of the employee's spouse's sibling and the spouse of the employee's adult children are eligible for coverage.

pdf buttonLTC Claim Form

pdf buttonLTC Schedule of Benefits

pdf buttonPortability Form

Contact Unum

For inquiries about current policies, call Unum at 1-800-227-4165.

Should you wish to cancel your long term care coverage, you may complete the benefit change form below. Please fax the request for cancellation to Unum at 1-423-294-1632.

pdf buttonBenefit Change Form

 For More Information, contact the Benefits Service Center at 1-866-481-4922.

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Supplemental Whole Life Insurance

Supplemental Whole Life Insurance provides additional life insurance protection for you and your family. The insurance Mohawk provides to employees at no cost is Term Life insurance. Unlike Term Life insurance, you buy Whole Life insurance to own it. Coverage under an individual policy is guaranteed for life as long as premiums are paid. Premiums are guaranteed never to increase.

For questions or to make changes to your existing Whole Life policy, contact Unum

1-800-635-5597

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